Craigslist Furniture Finds

It is always fun to look through Craigslist to find different pieces of furniture for the house. I was looking for four bar stools and found them on my search. The black part of the stools were worn and scratched, and the seats were an undesirable wood.  I liked the style and architecture of the chairs but they did not match the colors in our granite which is gray, cream, and black.

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Annie Sloan Chalk Paint in Paris Gray to the rescue.  I used the Annie Sloan Dark Wax to cover any scratches on the black portion of the chairs.  Just that made them look like new. Next, I painted the seats of the chairs with the Paris Gray.  Then I distressed the edges of the seats using sand paper.  The final step was adding the dark wax to give it an aged look.  I’m happy with how they turned out and I feel like they were meant to be in my kitchen! #welcomehomeomaha

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Traveling Dresser

When we are not working for our clients, we enjoy doing some of our own home projects. In 1978, Dave and I were living in Long Beach, CA in Navy housing. Just married and having moved from South Sioux City, NE we did not have much. We purchased a pair of solid oak dressers for $100. At the time, we did some refinishing to freshen up the used dressers. The dressers would travel back with us to South Sioux and then to several homes in Omaha.

Flash forward 37 years, I decided to update the pair. We had also added a new used headboard to complete our bedroom furniture set. I researched some ideas on Pinterest (check out our Pinterest Page) and developed a plan.  I decided to paint part of the dresser and leave some of it stained.  I had to keep the handles, because they are a custom size, and there was nothing standard that would fit. We had to purchase Rustoleum Cabinet Transformations in ‘Linen’ to use in our kitchen but did not end up using it.  The paint was just sitting in the basement. So I went to work on the dresser and headboard. It took more than one coat of the base since I was going from dark stain to light paint, but it only took one coat of glaze.  I am pretty happy with the results. #welcomehomeomaha

 

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Ranch Redo

We love getting updates from clients on their home renovations. Recently, past clients bought a 1969 ranch home. It had great bones but needed some updating. The home owners have just begun on their renovations, but these pictures show how paint and new flooring can make a huge difference in the appearance of a home. These home owners choose a neutral and soft hued palate to paint and decorate their home. We think they did an excellent job. Looks magazine cover ready.  Below is their renovation story:

“The new flooring (Allen+Roth laminate flooring in Toasted Butternut) made a pretty dramatic difference.  I also primed and painted some of the trim and doors white.”

“We definitely made progress by widening the doorway between the family room and kitchen, installing new laminate flooring (Allen and Roth Toasted Butternut), painting the window seat and trim white, and painting the walls Benjamin Moore Muslin (which I don’t like, so I will be repainting! ).”

“Again, in this room we painted over the wallpaper with two coats of Zinsser Allprime oil-based primer and sealer, then 2 coats of Valspar’s Pixie Dust.  We replaced the carpet with Allen and Roth laminate flooring in Toasted Butternut.  We also primed and painted the trim and crown molding white.”

“For this room we painted over the wallpaper with two coats of Zinsser Allprime oil-based primer and sealer, then 2 coats of  Benjamin Moore’s Quiet Moments.  We replaced the carpet with Allen and Roth laminate flooring in Toasted Butternut.  We also primed and painted the trim and crown molding white.”

Thank you for sharing your story! We look forward to helping you with your future home purchase.  #welcomehomeomaha

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What is an appraisal?

imgresWhat is an appraisal?

An appraisal is an ‘opinion of value’ that is completed by a professional appraiser, licensed by the State of Nebraska,  who visits and inspects the size, condition, function and quality of the home. There are a few steps in the process. First, he/she comes to the property and inspects the home. Next, the appraiser will research similar homes in the area and compare recent sales to determine a fair market value. The appraiser will then give a final appraisal report with all the data and research to issue a final ‘opinion of value’.  An appraisal helps assure you and your lender that the value of the property is based on facts, rather than the Seller, or Listing Agent’s, opinion.

Who selects the appraiser?

The Buyer’s lender will initiate the appraisal order.  However, a licensed independent professional appraiser selected by the Appraisal Management Company (AMC) conducts the appraisal. By law, the appraisal must be ordered by an objective party (AMC) resulting in the selection of an appraiser who has no interest in the outcome of the appraisal.

What are the main steps in an appraisal?

  1. The Inspection – a licensed appraiser comes to the property and inspects it to determine fair market value
  2. Comparables – the appraiser researches similar homes in your area and compares recent sales (preferably within 90 days) to determine market value.
  3. Final Appraisal Report – using the data gathered from the inspection and comparables research, your appraiser issues a final appraisal report.

How much does an appraisal cost?

The appraisal is a cost to the buyer.  The cost is normally $450-$500.  The lender will likely request a deposit for this cost. Since there is a ‘debit’ column on your Closing Statement for all costs associated with your loan, there will be a ‘credit’ that also appears on this statement for your deposit.

Who receives a copy of the appraisal?

For a typical home loan (that is, a loan secured by a first mortgage on your residential real estate), you are entitled to receive a copy of the appraisal. Keep in mind that the appraisal belongs to you, and is not shared with the Seller.   You should receive a copy of the appraisal soon after it is delivered to the lender in complete form—no later than three days before closing.

Questions?  Feel free to contact us at 402-671-0400 or via www.OmahaHomeEquityGroup.com